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256-735-2121

PRIVACY POLICY & DIGITAL TRACKING DISCLOSURE

Effective Date: July 29, 2026

Last Revised: July 29, 2026

Traditions Bank (“Bank,” “we,” “us,” or “our”) values your privacy and is committed to protecting your personal information and transparently disclosing our digital practices. This Privacy Policy applies to our website located at [https://www.traditionsal.com](https://www.traditionsal.com) and all associated digital portals, mobile applications, and online services (collectively, the “Services”).

1. Important Notice to California Residents & Express Consent Agreement

PLEASE READ THIS SECTION CAREFULLY BEFORE BROWSING OR USING THIS WEBSITE.

By accessing or using our Services, clicking “Accept” on our cookie banner, or continuing to navigate this website after receiving notice of our tracking practices, you grant your prior, affirmative, explicit, and informed consent for Traditions Bank and its authorized third-party service providers to deploy digital analytics, measurement technologies, cookies, and network signaling software (including tools characterized under California law as pen registers, trap and trace processes, or session recorders) to process your network communications, IP address, device identifiers, and routing information in accordance with this Policy.

If you do not consent to these practices, you must adjust your browser settings, interact with our Cookie Preference Center to opt-out, or refrain from using our digital Services.

2. Information We Collect Automatically & Digital Routing Disclosures

When you visit our website, our servers and integrated third-party technology tools automatically record technical signaling, routing, and device details necessary to establish and secure your connection. This data includes:

  • IP Addresses & Routing Data: Your Internet Protocol (IP) address, domain name, internet service provider (ISP), HTTP request headers, and routing paths.

  • Device & Browser Identifiers: Browser type and version, operating system, device hardware parameters, screen resolution, and language preferences.

  • Interaction & Telemetry Data: Uniform Resource Locators (URLs) visited, timestamped page requests, referring/exit pages, search queries within our site, and clickstream movement.

Disclosure Regarding California Penal Code Sections 638.50 & 638.51 (Pen Registers / Trap and Trace Devices):

To the extent that network logging tools, IP tracking, web beacons, or third-party pixels capture or decode dialing, routing, addressing, or signaling information (including IP addresses and HTTP header data), you explicitly acknowledge and agree that such collection is performed with your prior express consent for legitimate operational purposes—including network security, fraud prevention, server load balancing, user authentication, and site functionality.

3. Third-Party Analytics, Pixels, and Tracking Technologies

We utilize selective third-party analytics and functional software to evaluate website usage, enhance security, and deliver relevant communications. These third-party vendors act strictly under contractual obligations as service providers processing data on our behalf.

  • Google Analytics: Collects IP addresses (with anonymization/truncation enabled where applicable), device metrics, and page interaction flows to compile aggregate statistical reports regarding website traffic.

  • Advertising & Social Media Pixels (e.g., Meta Pixel): Where deployed, tracking pixels measure the effectiveness of our marketing campaigns by logging aggregated event conversions and routing information.

  • Session Replay & Experience Monitoring: We may utilize temporary session recording software to analyze user experience, troubleshoot broken web code, and detect fraudulent form activity. These tools mask sensitive payment or account credentials prior to transmission.

Disclosure Regarding California Penal Code Section 631(a) (Electronic Communications):

All real-time technical processing of web forms, queries, or navigation data by integrated third-party tools is conducted with your prior authorization. Third-party service providers are contractually restricted from intercepting, eavesdropping upon, or using your un-anonymized communications for independent commercial exploitation outside our authorized scope.

4. How to Control Tracking Technologies & Withdraw Consent

You maintain full authority over the deployment of non-essential tracking technologies on your device:

  1. Cookie Preference Center: You may modify or revoke your consent for non-essential analytics and marketing cookies at any time by clicking the “Cookie Preferences” link in our website footer.

  2. Browser Settings: Most modern web browsers allow you to block cookies, clear stored site data, or disable JavaScript. Please note that disabling essential scripts may impair website functionality or online banking access.

  3. Global Privacy Control (GPC): Our website recognizes and respects browser-based GPC opt-out preference signals for California visitors.

5. Out-of-State Operation & Governing Law

Traditions Bank is an Alabama-chartered financial institution headquartered in Cullman, Alabama, U.S.A. Our Services are intended primarily for residents within our authorized service regions.

If you access our Services from California or another jurisdiction outside Alabama, you acknowledge that your communications are transmitted into systems controlled in Alabama and federal banking jurisdictions. To the maximum extent permitted by applicable law, this Policy, all website access, and any claims arising from online tracking or digital communications shall be governed by and construed in accordance with the laws of the State of Alabama and applicable United States federal law, without regard to conflict-of-law principles.

6. Contact Us & Exercise of Privacy Rights

If you have questions regarding this Privacy Policy, wish to exercise your privacy rights under applicable law, or seek further clarification regarding our digital tracking disclosures, please contact us:

  • Phone: 256-735-2121

  • Mailing Address: Traditions Bank, Attn: Privacy & Compliance Officer, Cullman, AL 35055

  • Online: Visit our Contact Page